3 Ways to Protect This Christmas Season
With Christmas just around the corner now, many people out either out in their local shopping centers spending up a storm or at home shopping online. No matter what kind of shopping they are doing, they are at risk for credit card theft. So check out these three tips for shopping safely this holiday season.
Use Payment Other Than Debit
When you purchase a product using your debit card, you are giving the store full access to your bank account. So to play it safe, you should be paying with either cash or credit card. You might think it’s unsafe or annoying to carry around a wad of cash to purchase Christmas presents, but it’s much safe than using your debit card directly.
In-store Credit Card Offers
These offers are literally everywhere nowadays! Most stores lure in consumers with up to 50% off when you sign up for our in-store credit card. However, these can also lead to a lot of trouble. When you fill out one of these forms, you are giving all of your personal information such as your full name, address, usually a SSN is required and then you hand back the form to the cashier and they just usually place it somewhere – for ANYONE to pick up. Be safe and avoid those “offers” altogether.
Don’t Give Out Information
Usually Christmas is a great time for stores to build up email lists, memberships, and credit card members because they tie all of these things into a deal or discount of some sort. However, it’s truly best to avoid all of these “deals”. Don’t give out all of your personal information, even giving out your email is dangerous because if they happen to send you an accidental email with malware, that will automatically be placed onto your computer when you open that email. So avoid those potential issues altogether and do not give out your personal information.
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